app01 Fri, 16 Oct 2026 02:46:09 +0000 Fireside (https://fireside.fm) The Scholar Wealth Podcast - Episodes Tagged with “Business Sale Earnout Planning” https://sfa-podcast.fireside.fm/tags/business%20sale%20earnout%20planning Mon, 31 Aug 2026 05:00:00 -0400 The Scholar Wealth Podcast delivers clear, expert insights into the financial decisions that shape the lives of successful individuals and families of significant means. Every Monday morning, our team of highly credentialed financial advisors brings clarity to complex wealth challenges—through listener questions, conversations with subject-matter experts, and real stories of financial journeys. This isn’t generic guidance or mass-market advice. It’s financial clarity for people with more at stake: physicians navigating equity compensation, entrepreneurs preparing for business exits, and families stewarding multigenerational wealth. Each episode offers trusted guidance, grounded in experience and fiduciary care. Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice, the opinions. expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principle, past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor, who can assess your individual financial situation, objectives and risk tolerance. en-us episodic Complex Wealth Questions. Expert Answers. Scholar Financial Advising, LLC The Scholar Wealth Podcast delivers clear, expert insights into the financial decisions that shape the lives of successful individuals and families of significant means. Every Monday morning, our team of highly credentialed financial advisors brings clarity to complex wealth challenges—through listener questions, conversations with subject-matter experts, and real stories of financial journeys. This isn’t generic guidance or mass-market advice. It’s financial clarity for people with more at stake: physicians navigating equity compensation, entrepreneurs preparing for business exits, and families stewarding multigenerational wealth. Each episode offers trusted guidance, grounded in experience and fiduciary care. Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice, the opinions. expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principle, past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor, who can assess your individual financial situation, objectives and risk tolerance. no finance, investing, high-income, tax strategy, personal finance, wealth management podcast, high net worth financial planning, fiduciary financial advice, physician finance podcast, estate planning podcast, investment strategy podcast, tax planning podcast, business exit strategy podcast, financial planning for high net worth families, podcast for physicians with equity compensation, tax strategies for entrepreneurs selling a business, multigenerational wealth planning podcast, personal finance stories high net worth, fiduciary advisors podcast, deferred compensation planning podcast, portfolio rebalancing advice podcast, high net worth investing, ultra high net worth wealth strategies, gifting and legacy planning, private equity and alternative investments, liquidity event financial planning, trust and estate strategies, financial independence for entrepreneurs, expert interviews on wealth management Scholar Financial Advising, LLC stephan@scholarfinancialadvising.com Episode 72: The Uninterested Heir, Earnout Reality Check, and Hiring a Nanny https://sfa-podcast.fireside.fm/72 67a0267c-a09f-448d-80d4-759bf02bfb01 Mon, 31 Aug 2026 05:00:00 -0400 Scholar Financial Advising, LLC full Scholar Financial Advising, LLC A self-managed investor asks whether his 28-year-old son should use a wealth manager. A business owner selling on an earnout tries to figure out how much of it to plan around. And Stephanie Fornaro of Hello Nanny on the mistakes families make when they hire household support. 28:42 no <p>A self-managed investor with a $13 million portfolio is thinking about suggesting a wealth manager to his 28-year-old son. His son isn't reckless, but he's not interested in investing either, and the gifts they make just sit in his checking account. Stephan walks through why the real question isn't the fee, why five minutes a year in one or two index funds often solves the immediate problem, and when a low-cost AUM handoff genuinely makes sense.</p> <p>Then a listener selling his business on an earnout structure asks how to plan around it. Six million at close, up to four million more over three years if revenue targets hit. Stephan on the historical data behind why most earnouts pay less than sellers expect, why the base plan should run off what's already in hand, and how to size the house decision and his wife's retirement date without leaning on the contingent piece.</p> <p>In From the Field, Stephanie Fornaro, founder and CEO of Hello Nanny and founder of the Workforce Infrastructure Institute, on what most families get wrong when they hire household support. Why job design matters more than the candidate, why guaranteeing hours is one of the most powerful retention tools available, and the post-tax dollars problem no one warns you about when you become an employer in your own home.</p> <p>Stay in touch beyond the podcast:</p> <p>Newsletter: <a href="https://scholarfinancialadvising.com/newsletter" rel="nofollow noopener">https://scholarfinancialadvising.com/newsletter</a><br> Start your planning journey: <a href="https://scholarfinancialadvising.com/welcome" rel="nofollow noopener">https://scholarfinancialadvising.com/welcome</a><br> Submit a question for the show: <a href="https://scholarfinancialadvising.com/podcast" rel="nofollow noopener">https://scholarfinancialadvising.com/podcast</a></p> <p>Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor who can assess your individual financial situation, objectives, and risk tolerance. Thanks for listening!</p> gifting to adult children, teaching kids about investing, when to hire a wealth manager, self-managed portfolio, AUM fee worth it, next generation wealth handoff, adult son inheritance planning, business sale earnout, earnout planning, selling a business with an earnout, earnout payout rates, how to plan around an earnout, earnout revenue targets, business exit planning, liquidity event planning, hiring a nanny, nanny W-2 vs 1099, household employer tax, Dependent Care FSA, dependent care FSA increase, nanny guaranteed hours, household employee misclassification, job design for nannies, Hello Nanny, Stephanie Fornaro, Workforce Infrastructure Institute A self-managed investor with a $13 million portfolio is thinking about suggesting a wealth manager to his 28-year-old son. His son isn't reckless, but he's not interested in investing either, and the gifts they make just sit in his checking account. Stephan walks through why the real question isn't the fee, why five minutes a year in one or two index funds often solves the immediate problem, and when a low-cost AUM handoff genuinely makes sense.

Then a listener selling his business on an earnout structure asks how to plan around it. Six million at close, up to four million more over three years if revenue targets hit. Stephan on the historical data behind why most earnouts pay less than sellers expect, why the base plan should run off what's already in hand, and how to size the house decision and his wife's retirement date without leaning on the contingent piece.

In From the Field, Stephanie Fornaro, founder and CEO of Hello Nanny and founder of the Workforce Infrastructure Institute, on what most families get wrong when they hire household support. Why job design matters more than the candidate, why guaranteeing hours is one of the most powerful retention tools available, and the post-tax dollars problem no one warns you about when you become an employer in your own home.

Stay in touch beyond the podcast:

Newsletter: https://scholarfinancialadvising.com/newsletter
Start your planning journey: https://scholarfinancialadvising.com/welcome
Submit a question for the show: https://scholarfinancialadvising.com/podcast

Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor who can assess your individual financial situation, objectives, and risk tolerance. Thanks for listening!

]]> A self-managed investor with a $13 million portfolio is thinking about suggesting a wealth manager to his 28-year-old son. His son isn't reckless, but he's not interested in investing either, and the gifts they make just sit in his checking account. Stephan walks through why the real question isn't the fee, why five minutes a year in one or two index funds often solves the immediate problem, and when a low-cost AUM handoff genuinely makes sense.

Then a listener selling his business on an earnout structure asks how to plan around it. Six million at close, up to four million more over three years if revenue targets hit. Stephan on the historical data behind why most earnouts pay less than sellers expect, why the base plan should run off what's already in hand, and how to size the house decision and his wife's retirement date without leaning on the contingent piece.

In From the Field, Stephanie Fornaro, founder and CEO of Hello Nanny and founder of the Workforce Infrastructure Institute, on what most families get wrong when they hire household support. Why job design matters more than the candidate, why guaranteeing hours is one of the most powerful retention tools available, and the post-tax dollars problem no one warns you about when you become an employer in your own home.

Stay in touch beyond the podcast:

Newsletter: https://scholarfinancialadvising.com/newsletter
Start your planning journey: https://scholarfinancialadvising.com/welcome
Submit a question for the show: https://scholarfinancialadvising.com/podcast

Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor who can assess your individual financial situation, objectives, and risk tolerance. Thanks for listening!

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