Displaying 2 items of The Scholar Wealth Podcast with the tag "incentive trusts".
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Episode 74: Cash Balance Plans for High-Earning Physicians, Building a System for Lumpy Income, and Trust Provisions for Adult Kids
September 14th, 2026 | 17 mins 50 secs
adult children inheritance, cash balance plans, contingency attorney finance, estate planning, financial independence, gifting strategies, incentive trusts, inheritance planning, lumpy income planning, physician finance, retirement planning, tax planning, trust strategies
Stephan tackles three listener questions: whether a high-earning locums anesthesiologist should stack a $200K cash balance plan on top of a maxed solo 401(k), how a contingency attorney with wildly lumpy income and no plans to retire should build a real financial system, and what trust provisions preserve adult kids' drive without controlling from the grave.
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Episode 7: Wealth Concentration to Weekend Plans: Retirement Prep and Financial Literacy for Heirs
June 2nd, 2025 | 28 mins 15 secs
concentration risk, family business, financial literacy, gifting strategies, incentive trusts, over-contribution correction, retirement transition
Holding most of your wealth in a family business? We cover how to reduce concentration risk when wealth is tied to a family business, how to prepare for the emotional and financial transition into retirement, and how to structure gifts to children with financial literacy in mind. Plus, a bonus question on managing over-contributions after a large bonus payout.