Episode 3: Tax Planning, CPAs, and the Final Stretch to Retirement

In this episode of the Scholar Wealth Podcast, Stephan Shipe explains the crucial difference between tax planning and tax advice—and how collaboration between your financial advisor and CPA can prevent costly surprises. He outlines when to bring your accountant into the process, how proactive modeling can help hedge against future tax increases, and why complex events like IPOs, business sales, and inheritances require coordinated planning.

Stephan then turns to the retirement transition, describing why the five years before and after your target date are the most critical for financial decision-making. He covers how to prepare for income changes, sequence-of-returns risk, and liquidity needs, and why stress testing your plan is essential before leaving the workforce.

Disclaimer: The information provided in this podcast is for general informational and educational purposes only, and is not intended to constitute financial, investment, or other professional advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of any affiliated organizations. Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. Before making any investment decisions, you should consult with a qualified financial advisor, who can assess your individual financial situation, objectives and risk tolerance. Thanks for listening!