Displaying items 1-10 of 11 in total of The Scholar Wealth Podcast with the tag "portfolio rebalancing".
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Episode 68: Q&A Speed Round with Noah and Evan: $5M Bond Question, Private Credit, Whole Life Pitch, and More
August 3rd, 2026 | 30 mins 30 secs
concentration risk, financial independence, hsa receipts strategy, individual bonds vs bond funds, municipal bonds vs treasuries, portfolio rebalancing, private credit sleeve, private equity investment, retirement planning, tax planning, whole life insurance evaluation
Noah and Evan are back for another speed round, working through seven listener questions on portfolio construction and planning. They cover when individual bonds beat bond index funds at scale, whether to layer QQQ or MAGS on top of a VTI-heavy IRA, how to think about a private credit sleeve, the real math on HSA receipts, rebalancing and asset location across account types, municipal bonds at the top tax bracket, and how to evaluate a whole life sales pitch.
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Episode 62: The SpaceX IPO, the Magnificent Ten, and What's Quietly Breaking Underneath the Market
June 22nd, 2026 | 36 mins 14 secs
ai investing, concentration risk, financial independence, inflation planning, ipo, magnificent ten, market concentration, market timing, portfolio diversification, portfolio rebalancing, retirement planning, tax planning
Deon Strickland joins Stephan for a quarterly Scholar Big Picture conversation on what the SpaceX IPO says about how investors are pricing AI, the growing concentration risk as the Magnificent Ten approaches forty percent of the S&P 500, and the strange disconnect between a strong stock market and rising credit card defaults. They also work through the case for gold and bonds as shock absorbers, the political path toward higher tax rates and wealth taxes, and what Deon is watching from the new Fed chair and the next inflation print.
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Episode 52: Self-Directed IRAs, EU Citizenship, and the K-Shaped Economy - Scholar Big Picture with Dr. Deon Strickland
April 13th, 2026 | 36 mins 10 secs
asset protection, fbar reporting, foreign bank accounts, international planning, k-shaped economy, market timing, portfolio rebalancing, prohibited transactions, real estate investing, self-directed ira, tax planning
Stephan breaks down why splitting a private real estate loan between a Roth IRA and non-qualified funds at different interest rates is a prohibited transaction risk — and what to do instead. Then, a listener with newly obtained EU citizenship wants to know what U.S. tax and reporting obligations come with foreign bank accounts. To close, Dr. Deon Strickland joins for the quarterly Scholar Big Picture conversation on the K-shaped economy, what AI means for labor versus equity returns, and why industrial metals may be worth watching.
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Episode 47: AI Concentration Risk, Concierge Medicine, and Avoiding Trust Disputes
March 9th, 2026 | 34 mins 22 secs
concentration risk, concierge medicine, estate planning, fiduciary litigation, financial independence, healthcare planning, market timing, portfolio rebalancing, retirement planning, tech concentration, trust strategies
In this episode, we discuss how to manage concentrated exposure to AI-driven tech gains without turning rebalancing into market timing, evaluate whether catastrophic coverage paired with concierge medicine is a rational strategy after financial independence, and speak with fiduciary litigator Ellen Morris about what families can do to proactively reduce trust and estate conflicts.
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Episode 41: Choosing Charitable Impact, Wash Sale Rules, and Business Valuation in Practice
January 26th, 2026 | 38 mins 36 secs
business exit strategy, business valuation, charitable giving, charitable impact, estate planning, family business, nonprofit evaluation, portfolio rebalancing, tax loss harvesting, tax planning, wash sale rules
In this episode, we explore how financial decisions can still feel complicated even when the numbers clearly work. The conversation covers how to choose impactful charitable giving without an existing connection, how wash sale rules show up in real-world portfolios, and a practical discussion with Mike Blake on how business valuations actually work in practice.
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Episode 31: Bridge Loan Tradeoffs, Private Market 401(k)s, and 1031 Exchange Strategies
November 17th, 2025 | 29 mins 27 secs
estate planning, executive compensation, financial independence, financial literacy, liquidity event, portfolio rebalancing, real estate investing, tax planning, trust strategies
This week, we break down when it makes sense to sell investments versus borrow for a new home, what to know about private market options in 401(k)s, and how 1031 exchanges can reshape long-term real estate planning with guest Julie Baird of First American Exchange Company.
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Episode 30: Defining Value: From Wedding Budgets to Market Wisdom to Comic Collectibles
November 10th, 2025 | 44 mins 17 secs
alternative investments, behavioral finance, collectibles market, comic book investing, efficient markets hypothesis, family values, financial literacy, index funds, inflation and interest rates, inflation planning, long-term investing, market efficiency, passion assets, passive investing, portfolio rebalancing, scarcity and value, spending decisions, tune out the noise, wedding budgets
This episode explores three distinct perspectives on how we define value — from emotional and relational, to financial and even cultural. Stephan and Dr. Deon Strickland answer two listener questions on setting a wedding budget when money isn’t the constraint, and whether the Efficient Markets Hypothesis still holds up in today’s economic environment. The episode concludes with a look inside the world of high-end comic collecting with Vincent Zurzolo of Metropolis Collectibles and ComicConnect.
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Episode 20: Learning Capital for Kids, Tax Loss Harvesting with Direct Indexing, and Hiring a Private Chef
September 1st, 2025 | 22 mins 44 secs
charitable giving, concentration risk, crypto investing, dafs, direct indexing, estate planning, financial independence, financial literacy, gifting strategies, inheritance planning, learning capital, market timing, portfolio rebalancing, qsbs, tax loss harvesting, tax planning, trust strategies
In this episode, we answer listener questions about setting boundaries around “learning capital” when a child wants to invest trust assets in crypto, weighing the benefits of direct indexing for tax loss harvesting in a $6 million taxable portfolio, and handling the financial logistics of hiring a private chef for a family-owned summer residence. Plus, our Term of the Day segment breaks down QSBS — Qualified Small Business Stock — and why it can be such a powerful tax planning opportunity for entrepreneurs.
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Episode 12: LLCs, Interest Rates, and Rebalancing: Smart Moves in a Shifting Market
July 7th, 2025 | 20 mins 13 secs
federal reserve policy, finance app, interest rates, llc formation, portfolio rebalancing, solo consulting, tax planning
Starting a consulting business? Wondering if an LLC is worth it? In this episode, we tackle entity selection for solo entrepreneurs, how to think through tax treatment, and what structure gives you the best retirement plan options. We also dig into why the Fed hasn’t lowered interest rates yet—and what that means for investors navigating today’s uncertain landscape. Finally, we answer a common question: how often should you rebalance your portfolio in a market like this? Plus, in this week’s Tool Spotlight, we highlight Kubera, a powerful net worth tracking tool for clients with complex assets.
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Episode 2: Can You DIY Your Financial Plan with Software? Plus, How Often to Check Your Portfolio
April 28th, 2025 | 9 mins 50 secs
financial literacy, market timing, portfolio rebalancing, tax planning
This week, Stephan answers two common questions from DIY investors. First: can you really just buy the same financial planning software advisors use and run your own plan? Then: how often should you actually be checking your portfolio? Stephan breaks down what separates professional-grade planning tools from consumer versions, when retail software might be enough, and why too much portfolio monitoring can do more harm than good.